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Norway Travel Insurance
The Nordic nation of Norway, officially known as the Kingdom of Norway, is an iconic holiday destination in Northern Europe. It is a country blessed with numerous wonders of nature and has a diverse culture. From intricate Norwegian architecture and massive museums to scenic waterfront and vibrant parks, Norway doesn’t run out of things to show in terms of its tourism. If you want to go to Norway for your European vacations, don’t forget to opt for Norway travel insurance.
Key Features of Travel Insurance Norway
Here is a list of some of the important features of Norway travel insurance;
| Key Features | Details |
| Maximum coverage | Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. |
| Constant support | Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. |
| Easy cashless claims | Offers cashless claims benefits accessible through multiple network hospitals. |
| COVID-19 coverage | Coverage for hospitalisation expenses caused by COVID-19. |
| Massive cover amount | Extensive coverage range from $40k to $1000K. |
Types of Travel Insurance Norway
The type of Norway travel insurance you choose should be based on your travel requirements. Here are the main choices that are offered;
Travel Plans for Individual
For solo adventurers around the globeThis type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.
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Travel Plan for Families
For the happy family tripsThis type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.
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Travel Plan for Students
For the ones who are far from homeThis type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.
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Travel Plan for Frequent Fliers
For jet setters dreaming beyond known boundariesThis type of plan is designed to offer coverage to senior citizens during their international holidays.
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Travel Plan for Senior Citizens
For the ones young at heartThis policy will help secure multiple trips under one international travel insurance plan within a specified period.
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Benefits of Buying Travel Insurance Norway Plan
When it comes to the benefits of investing in a Norway travel insurance plan, the following should give you an idea;
1
Handles journey-related hassles
Journey-related issues, like flight delays, trip cancellations, need for emergency cash assistance, etc., are much too common. Travel insurance for Norway helps you with financial coverage in such situations.
2
Helps with medical emergencies
Unforeseen medical troubles can happen at any time and any place. With the coverage offered under Norway travel insurance, you can easily deal with them.
3
Includes cashless benefits
During your Norway trip, if you face a medical emergency, the cashless benefits under travel insurance ensure you get the required treatment without needing to worry about making any advance payments.
4
Offers baggage security
Baggage-related issues, like loss or delay of checked-in baggage, can give rise to challenging situations affecting the trip. Norway travel insurance plan’s coverage offers you compensation in such scenarios.
5
Keeps the trip hassle-free
The extensive cover, 24x7 assistance and prompt claim settlements under Norway travel insurance ensure your trip stays hassle-free.
6
Good for the pocket
With affordable premiums and wide coverage amounts, you can deal with unforeseen medical and non-medical issues without draining a hole in your budget.
Thinking about visiting France for your next European holiday? Secure your trip now with international travel insurance by HDFC ERGO.
What's Covered under Travel Insurance for Norway from India
Here are some of the things that are usually covered under travel insurance for Norway from India;
Medical Emergency-Related Expenses
Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.
Dental Emergency-Related Expenses
Norway travel insurance also covers the expenses related to dental emergencies that you may face.
Medical Evacuation
In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.
Hospital Daily Cash Allowance
Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.
Medical And Body Repatriation
In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.
Accidental Death
In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.
Permanent Disablement
To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.
Personal Liability
If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.
Financial Emergency Assistance
In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.
Hijack Distress Allowance
In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.
Flight Delays
Our Norway travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.
Hotel Accommodations
In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.
Loss Of Baggage And Personal Documents
You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Norway travel insurance.
Loss Of Checked-In Baggage
Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Norway trip in the absence of your essentials.
Delay Of Checked-In Baggage
In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Norway from India
Your travel insurance for Norway from India policy may not offer coverage for;
Breach of Law
Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.
Consumption of Intoxicants
If you use intoxicants or banned substances, the Norway travel health insurance plan will not offer any coverage.
Pre existing diseases
If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.
War Or Terrorism
Injuries or health complications suffered due to terrorism or war.
Self Inflicted Injury
Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.
Adventure Sports
The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.
Obesity And Cosmetic Treatment
During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.
How to Buy Travel Insurance Policy for Norway Online?
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveller details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travellers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Norway
| Categories | Details |
| Infrastructure | The longest road tunnel in the world is in Norway. It is called the Lærdal Tunnel, which is around 15 miles in length. |
| Hell Village | Norway is home to a village near Trondheim, called the Village of Hell. Roughly 1500 people live in this village and it has become a key point of interest among English-speaking tourists. |
| International Awards | The Nobel Peace Prize has been awarded from Norway’s capital city, Oslo, every year, starting from 1901. |
| Food | Though the origin of Sushi traces back to Japan, the use of Salmon in this dish was started only after a Norwegian delegation proposed it in the 1980s. |
| Nature | Norway is home to an active volcano, which is located on the island of Jan Mayen in the Norwegian Sea. |
Documents Required for the Norway Tourist Visa
In order to obtain a tourist visa for your Norway trip, here is a list of documents you may need to produce;
1. Original current passport,
2. Recent passport-sized photographs of the applicant,
3. Signed and filled Norway visa application form,
4. A valid travel insurance for Norway visa,
5. Copy of tour itinerary,
6. Confirmed booking of roundtrip flight tickets,
7. Confirmation of accommodation in Norway,
8. Proof of employment or studies and document of permission for leave, and/or
9. Recent bank statement.
Best Time To Visit Norway
While Norway remains a bustling tourist destination throughout the year, summer is considered the best time to visit this beautiful Nordic country. Summer (June-August) lets you enjoy the midnight sun in Norway and appreciate the region’s lush greenery. The temperature hovers around 11°C in the North and 20°C in the South. Besides, Autumn (September-November) can be a great time to visit Norway to experience scenic hikes and beautiful night sky, while Spring (March-May) is ideal for enjoying the region's flora and bird-watching activities. However, if you are visiting Norway to witness the Northern Lights, Winter can be a great option. Regardless of when you finalise the trip, make sure to invest in a Norway travel insurance plan.
All Year-Round Essentials for Norway
1. Suitable clothing per season plus at least a warm jumper and waterproof jacket.
2. Comfortable trainers, walking shoes or boots for walking.
3. Sunscreen and moisturiser.
4. Sleep mask.
5. Pair of light gloves.
6. Mittens and woollen socks.
7. First-aid kit and prescribed medication.
8. Reusable bottle.
9. Small rucksack or backpack.
List of International Airports in Norway
| City | Airport Name |
| Gardermoen | Oslo Gardermoen Airport |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Norway
Here are some of the most renowned tourist destinations you can visit in Norway;
1
Oslo
Norway’s capital, Oslo, is a city that is famous for many things, including its iconic Viking connection. From beautiful green patches to grand museums to majestic fjords, there are a lot of things to cover in this Norwegian city. Some of its most crucial tourist attractions are the Vigeland Sculpture Park, the Norwegian Museum of Cultural History, Akershus Fortress, Oslofjord, etc. Remember to get valid Norway travel insurance to secure your Norwegian vacation.
2
Tromso
The charming city of Tromso is where tourists go to experience and witness things like the midnight sun, whale watching, northern lights, thrilling nature adventures, etc. Whether it's engaging in fun activities, experiencing a vibrant Norwegian nightlife or going on sightseeing tours, Tromso in Norway is a perfect place for getting a versatile trip experience. Some major attractions in this city are the Polar Museum, the Science Centre, the Arctic University Museum of Norway, etc.
3
Bergen
The city of Bergen in Vestland County of Norway is a stunning tourist destination you can check out during your trip. It is a place where you can experience breathtaking panoramic sceneries, cobblestone streets, tons of fun adventures and much more. Some iconic tourist attractions in and near Bergen that you shouldn’t miss include Sognefjord, the Hardangerfjord, Trolltunga, Flam village, etc. Note that you are required to have valid travel insurance for Norway visa.
4
Lofoten and Nordland
This is where you will find Instagram-worthy locations and attractions, ranging from fjords and mountain peaks to beaches and fishing villages. If you are into island hopping on bikes or are interested in sea kayaks, Nordland’s coastline can be a great match.
Things To Do In Norway
Running out of ideas on what to do in Norway during your trip? Here are some options you can consider;
1. Explore the majestic Fjord region and click memorable pictures of the unblemished nature.
2. Enjoy a soothing road trip via the Lofoten islands.
3. Explore the UNESCO World Heritage site of Bryggen to take a look back at the nation’s history.
4. Go on the popular Trolltunga hike and enjoy panoramic scenery throughout the journey.
5. Take an urban city tour of Oslo and check out everything it has to offer.
6. Enjoy the jaw-dropping view of the Alesund.
7. Experience the beauty of the Northern Lights.
Money Saving Tips
Want to save money on your Norway trip? Here are some tips you can follow;
1. Go for hotels that come with breakfast included.
2. Book transfers, tours, accommodations, etc., online to avail discounts.
3. Use local public transport as it is reliable and can help you save quite a lot of money.
4. Hungry? Grab street food, which is delicious and budget-friendly.
5. Travel to Norway during off or shoulder season to get discounts on flights and hotels.
6. Most of Norway’s major landmarks and attractions can ideally be explored on foot, which costs nothing but a bit of your time and effort.
7. Invest in a good Norway travel insurance plan to stay financially protected against unforeseen events.
Local law and etiquette in Norway
Here are some local laws and etiquette in Norway that you should know and follow;
1. The locals love and value their personal space. It is better not to greet strangers without any reason.
2. Avoid being loud in public or causing problems that affect others.
3. It is considered impolite to wear hats indoors in Norway.
4. The legal drinking age in Norway is 18 years.
5. There are strict penalties and punishments imposed on drug illegal drug usage, even if it is in small amounts.
6. Instead of using “madam”, “please”, and “sir”, politeness in Norway is expressed in one’s tone of speaking.
Norway-based Indian embassy
Here is the information on the Indian embassy based in Norway;
| Norway-based Indian Embassy | Working Hours | Address |
| Embassy of India | 9 AM to 1 PM and 2 PM to 5 PM | Niels Juels Gate 30, PO Box 4055 AMB, 0244, Oslo, Norway |
International Travel Insurance for Most Visited Countries
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Frequently Asked Questions
1. Why do I need travel insurance for Norway?
Having travel insurance for Norway is crucial for obtaining a Schengen visa for the trip. Apart from its mandatory requirement, it comes with various perks, such as it offers financial coverage that ensures you stay covered against a variety of medical and non-medical contingencies.
2. Does Norway travel insurance cover unforeseen medical emergencies?
Yes. Norway travel insurance comes with coverage for unforeseen medical emergencies, handling things like the cost of emergency dental expenses, personal accident cover, hospital cash, medical evacuation cover, etc.
3. Is Norway travel insurance for Norway visa mandatory?
Yes. One of the main criteria is to have valid travel insurance for Norway visa, which features a minimum cover of 30,000 euros.
4. What non-medical cover does travel insurance for Norway provide?
Under Norway travel insurance’s non-medical coverage, things like journey and baggage-related hassles are covered. It includes covers like hijack distress allowance, hotel accommodations, flight delays, loss of baggage and personal documents, etc.
5. What type of Norway travel insurance is best for me?
You should pick a Norway travel insurance depending on your travel needs. For example, if you are visiting Norway with your family, going for a family travel insurance for Norway makes the most sense.
6. How do I choose Norway travel insurance?
The best way to choose the perfect Norway travel insurance is to ensure that the plan offers the optimal coverage for your travel needs within your ideal budget.
7. How much does a Norway travel insurance cost?
The cost of Norway travel insurance varies on a lot of factors, including the duration of the trip, the total number of travellers and their ages, the total amount of selected coverage, etc.
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